BAIC X55 Plus from R4 299 per month

BAIC SA's national offer: 72 months, 10% deposit, 4.55% linked.

BAIC South Africa's monthly finance offer on the X55 Plus Dynamic at R4 299 a month, on a retail price of R429 900 with a 10% deposit and a 40% balloon. The rate sits well under prime across the range, and the Elite, Premium and Premium 2T are all on the same structure. Ask us to run the numbers against a shorter term if you would rather not carry the balloon.

Terms

X55 Plus Dynamic from R429 900 at R4 299 per month, rate 4.55%, total repayment R477 189.
X55 Plus Elite from R469 900 at R4 899 per month, rate 5.35%, total repayment R535 789.
X55 Plus Premium from R509 900 at R5 099 per month, rate 4.75%, total repayment R565 989.
X55 Plus Premium 2T from R514 900 at R5 199 per month, rate 4.95%, total repayment R575 089.
Instalments assume a 10% deposit, a 40% balloon payment and a 72-month term, as published by BAIC.
Variable interest rate linked to prime, currently 10.50%. Rates and terms are subject to change without notice.
Total repayment figures include the R1 207.50 initiation fee, the R69 monthly service fee and 30 days interim interest.
Prices include VAT but exclude on-the-road costs, delivery charges and optional extras.
The balloon payment falls due as a lump sum at the end of the term. It is not a guaranteed buy-back.
Offer as published by BAIC South Africa, valid until 30 September 2026. Subject to approval by the relevant financial institution and may vary with your credit profile. Images for illustration purposes only. T&Cs apply. E&OE.

BAIC SA's national offer: 72 months, 10% deposit, 4.55% linked.

Terms

X55 Plus Dynamic from R429 900 at R4 299 per month, rate 4.55%, total repayment R477 189.
X55 Plus Elite from R469 900 at R4 899 per month, rate 5.35%, total repayment R535 789.
X55 Plus Premium from R509 900 at R5 099 per month, rate 4.75%, total repayment R565 989.
X55 Plus Premium 2T from R514 900 at R5 199 per month, rate 4.95%, total repayment R575 089.
Instalments assume a 10% deposit, a 40% balloon payment and a 72-month term, as published by BAIC.
Variable interest rate linked to prime, currently 10.50%. Rates and terms are subject to change without notice.
Total repayment figures include the R1 207.50 initiation fee, the R69 monthly service fee and 30 days interim interest.
Prices include VAT but exclude on-the-road costs, delivery charges and optional extras.
The balloon payment falls due as a lump sum at the end of the term. It is not a guaranteed buy-back.
Offer as published by BAIC South Africa, valid until 30 September 2026. Subject to approval by the relevant financial institution and may vary with your credit profile. Images for illustration purposes only. T&Cs apply. E&OE.